Fee Free

No Broker Fee's

Subject to borrowing over £100,000 with a clean credit profile.
See our fees page for all term and conditions.

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First time buyer

4.85% Fixed 5 YR


Barclays 5 year fixed 4.85% with £999 arrangement fee & 10% deposit. As of 25th June 2024

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Residential Remortgage

4.36% Fixed 5 YR


NatWest 5 year fixed 4.36% with £1,495 arrangement fee & 40% deposit. As of 25th June 2024

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First Time Buyers

Zero Deposit

Buy your first home with zero deposit, with a Track Record mortgage.

  • Up to 100% LTV mortgage for current renters, who haven’t owned a property in the last 3 years and can demonstrate a track record of affordability of ALL monthly rent for a minimum of 12 months in the last 18-month period.
  • The monthly mortgage payment must be equal or lower than the average of the last 6 months rental cost.
  • Contact us for details and full terms and conditions.

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Over 200

5 Star Online Reviews

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Independently nominated

Mortgage Broker

Rated 4.8 Stars. Independently nominated by “Three Best Rated website” in Bristol


Helping Hand

We are experts in helping first-time buyers and make sure you know everything you need to about buying your first property.

FREE mortgage consultation

To answer any questions you may have with no obligation.

FREE agreement in principle

We can provide an agreement in principle for free, so you have confidence to make an offer on a property.


We offer a comprehensive range of mortgage products from the market.

5 Star Outstanding Service

See out reviews over the last 5 years (5 Stars)

Local Knowledge

We have knowledge of the Bristol market if you are unsure of where to buy and the current prices that could be affordable to you.

You can trust us, we have over 200 5 star online reviews from our happy customers!

Paul was a reassuring, helpful and very positive mortgage broker to work with during an extremely stressful house purchase. He found us one of the cheapest interest rate deals during a time when everyone was pulling their rates, without him our house purchase would have been unaffordable and we likely wouldn't have been able to go ahead.

Abi Grogan

Paul and Fran have been an absolute incredible help in me buying my first property. From arranging my mortgage to being on the end of the phone or email when I've needed questions answered they have responded quickly and effectively. I could not have done this without them.

Nick Taynton

Paul & Fran have been a great help when buying my first property. They're easy to get along with, have secured me a good mortgage deal and have responded quickly to any questions I've had along the way. Would highly recommend!

Gareth Farrant

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Paul and Fran are our ‘go to people’ for mortgage help and nothing is too much trouble. Everything is done so quick and efficiently. They really take some of the stress out of dealing with sorting out a mortgage and give great advice!

Mrs Linzi Laverick

What a fantastic service!!! Very quick to respond, understood my needs and searched the market to ensure I got the best deal on my mortgage. Would definitely recommend your space mortgages! James

James Rickard

Paul and Fran have been very helpful and informative in helping me with my first mortgage. In my case it was a shared ownership property which they are experienced in handling. Their communication is great and are always quick to respond to any enquiries.


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Fab service for a first-time buyer, really friendly, helpful and thorough with advice. Made the process seem much less daunting and great knowing there was always someone to talk to! Couldn't recommend more, will be using again!

Louise Harrison

Excellent service from Paul, would recommend. Thanks Anna & Zbig.

Anna Dziurgot

Highly recommended...
Paul has been rally helpful and professional, made all process look really easy and simple trough every step ,, 2 years ago’ as first time buyer and now for the re-mortgages ..thank you Paul for everything

Caporale Stefano

Fantastic mortgage advice and support with the entire process of acquiring a house from start to finish. Very friendly and supportive, and was able to secure us a very good deal. Would thoroughly recommend!!

Ali Saad

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Your Space Mortgages Bristol

A Mortgage provider you can trust

We will find the right mortgage for you!

We are an Mortgage Broker with over 15 years’ experience in the financial & Mortgage industry. We will do all the hard work for you, searching a comprehensive range to save you time, money & guarantee you are getting the right deal out there.

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Experts in all Different Types of Mortgages

First-Time Buyers

Buying your own home can be a daunting process, especially if you are a first time buyer. However we are here to guide you through every step of the way.

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We are experts in remortgaging, excelling at arranging a remortgage for residential and buy to let properties.

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Poor Credit

Once you have obtained a full credit report, our team will be able to assist you with the next steps to obtaining a mortgage and buying your own property.

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To Let

Buy to Let

If you are thinking of buying a property for investment or are looking for a more competitive deal on your existing property, we can search the market for the right deal that suits your individual needs.

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Let to Buy

If you have enough equity in your current home, you can remortgage and release equity to put down a deposit on a new home. You then let out your current home and use the rental income to cover the mortgage payments on your existing home.

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We can work will all types of income

We offer a face to face or over the phone service with a mortgage broker. In addition, we use the most up to date technology to make your experience stress-free, quick, and as efficient as possible. Free initial ‘No Strings Attached’ mortgage consultation, providing you a quote, affordability check, Cost breakdown and finally the time scale.

We Know that buying a house and recommending a mortgage is an individual experience and we aim to tailor our services to your specific needs. Whether you are a first-time buyer, re-mortgage to a better rate, need extra funds or expanding property portfolio, we will have the right mortgage for you. Our advice will be based years of experience in the mortgage industry. We always pre agree your application with the lender prior to submission to give the best chance of your mortgage being agreed as we don’t want to waste your time or ours.

We can help!

Mortgage Calculator

Total Amount


Interest Rate (%)

Amortisation Period (Years)

monthly payments of

Total cost of credit:

Total repayment:

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Purchase Price

Stamp Duty

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Has the Governments decision to stop the “Help to Buy Scheme” affected you?
Are you finding it challenging to get a foot on the property ladder?

We can help!

At Your Space Mortgages Bristol we are providing first-time buyers with 95% mortgages

Results with the mortgage calculator are based solely on the information you have provided; product may not be available for all terms entered. These calculations are provided for illustrative purposes only and do not reflect any closing costs or down payment.

These figures are only illustrative. An assessment of your needs will be confirmed before a recommendation can be made. A Key Facts Illustration, which is personal to your circumstances, will be provided if a recommendation for a mortgage product is made.

Information/rates for the Stamp Duty calculator are taken from the gov.uk website. Updated on: 8th November 2022

3 easy steps to your new mortgage

  1. Fill out our online form, request a call back or call us
  2. One of our advisers contacts you to learn more about your situation
  3. Relax while we find you the right mortgage

no stress!

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