Right to Buy

Right to Buy

Right to buy allows you to buy your council or housing association home, the council will give you a discount on your property depending on how long you have lived there. You can use this discount as your deposit and obtain a mortgage for the remaining balance.

Use the eligibility checker on the right to buy web site below to find out if you can apply.


More information can be found at:


If you sell your Right to Buy property

Please note: if you sell your property within the next 5 years You will have to pay back some or all of the discount.

You’ll have to pay back all of the discount if you sell within the first year. After that, the total amount you pay back reduces to:

  • 80% of the discount in the second year.
  • 60% of the discount in the third year.
  • 40% of the discount in the fourth year.
  • 20% of the discount in the fifth year.

The amount you pay back depends on the value of your home when you sell it.

(*Please be aware that by clicking on to the above links you are leaving PMC Independent Mortgage Solutions Ltd’s website. Please note that PMC Independent Mortgage Solutions Ltd is not responsible for the accuracy of the information contained within the linked site(s) accessible from this page.)

Planning to buy a property?

We can help. Contact us to book a free consultation.
01179 146 596 | 07988 796011 | info@yourspacemortgages.co.uk

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