Product switch / transfer

Product switch / transfer

Product switch / transfer is changing your current mortgage product to a new product with your existing lender. This can be a quick and easy way to move onto a new mortgage product and avoid your mortgage rate increasing onto the higher standard variable rate. We all always complete a whole of market comparison to guarantee you are getting the best mortgage deal available.
Benefits of this

• We will recommend the best product with your existing lender based on you needs.

• We can complete the whole switching process for you.• We will not charge any broker fees for product transfers / product switch

• Pre agreed with no underwriting (if you don’t change the term of your mortgage)

• Automated valuation or use exiting valuation.

• No legal costs.

• Quick way to secure a new deal on your mortgage.

• You can fix your mortgage product up to 4 months before your existing deal finishes.

• If you have had a reduction in income you can still move onto a new mortgage product.

*In these current times in relation to coronavirus (COVID-19) in lock down valuers are not able to visit properties, so switching your existing deal with your your current mortgage provider may be the only option, to avoid moving on to your lenders standard variable rate, increasing your mortgage payments.

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