Help to Buy

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Help to Buy

We can provide help to buy mortgages and would be happy to fully explain them to you so you know all the pros and cons.

With a Help to Buy: Equity Loan, the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

Things to note to be eligible for the Help to buy scheme

You will have to apply for the loan before we process your mortgage application. Please read guide HtBS_EquityLoan_March2017.pdf

You can only borrow 4.5 times sole or joint salaried income (they exclude any benefits received relating to children).

To obtain an accurate amount please complete the calculator at helptobuyneyh.co.uk

You will have to complete a Property information form (PIF) found at helptobuysouth.co.uk

See link for Help to buy calculator (South west) at helptobuysouth.co.uk

Please see this short video provided by the Government.

(*Please be aware that by clicking on to the above links you are leaving PMC Independent Mortgage Solutions Ltd’s website. Please note that PMC Independent Mortgage Solutions Ltd is not responsible for the accuracy of the information contained within the linked site(s) accessible from this page.)

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